Built for mortgage. Live in days. Onshore, audit-safe AI that plugs into your LOS.
For decades, mortgage operations teams have been trapped in a painful cycle of document chaos, manual review, long cycle times, and rising costs. Many lenders still believe mortgage automation must be complex, custom-built, or human-assisted. But that assumption leads to brittle, slow, and high-risk workflows. The real blockers include:
- Disconnected tools → Constant rekeying, LOS mismatches
- Manual checklists → Delays, errors, missed SLAs
- Offshore data review → Compliance risk, slow turnaround
- “AI” that solves one task → Still need people to connect the dots
TRUE’s Mortgage Operating System (MOS) replaces this complexity with intelligent background workers — Mortgage AI agents trained specifically for mortgage operations. All pre-configured. All interoperable. All designed to deliver immediate impact without manual workarounds or custom development.
How TRUE Automation Works — Behind the Scenes
TRUE’s background AI automates the full document-to-decision journey. The Result: time per loan drops from ~60 minutes to 5–10 minutes.
Step 1: Borrower docs uploaded via LOS, portal, or APIs
Step 2: TRUE parses, classifies, and applies lender-specific rules
Step 3: System generates structured, audit-safe outputs (ready for underwriting or QC), routed into Encompass and final results are ready for review
What TRUE Replaces
| Pain Point | Operational Impact |
| Inconsistent Borrower Docs | Delays and Rework |
| Manual Income Verification | Higher Cost Per Loan |
| Too Many Systems | LOS Fatigue and Error Risk |
| Compliance Friction | Internal Delays and Audit Anxiety |
TRUE isn’t just faster, it’s smarter. The platform eliminates busywork, reduces risk, and accelerates loan readiness.
The Path Forward
TRUE is building the only end-to-end mortgage automation platform for lenders — no dev lift, no vendor sprawl, and no offshore risk. TRUE’s MOS platform is:
- Pre-built for loan setup, income, post-close
- Integrated with Encompass, POS, Candor
- 95%+ accuracy, 0 offshore review
- Live in < 60 days
Modern lending demands more than tech — it demands operational intelligence.
Want to See It in Action?
We’re giving early access to teams looking to reduce manual workflows and cost in their 2025 loan pipeline. Book your 15-min walkthrough with one of TRUE’s data experts.
